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“The more that you read, the more things you will know. The more you learn the more places you will go.” – Dr. Seuss.

The need for access to education, be it primary, secondary or at the tertiary level may at times make you fringe as you look at your child’s future. Education is known to put a strain on a family and that is why it is important to start planning your child’s education as early as possible. The future is never promised and it is a scary thought to imagine your precious one’s lives if you are not there. There is no better gift to give your child than the promise of a secure future.

To secure your children’s future the Bima ya Karo policy was developed to enable your little ones to live out their dreams.  Bima ya Karo is a wonderful opportunity that allows you as a parent or a guardian to create guaranteed funds for provision of your child’s education, no matter the future.

Why You Need an Education Policy

Parenting these days is more challenging than it was in the past years. The biggest challenge for parents today is to master their finances and match the costs of living. Bima ya Karo policy is here to act as your saving grace.

The earlier you begin to save towards this investment, the more time you give your money to grow, which in the end will better finance your child’s educational needs.

Saving through Insurance disciplines you to regularly continue putting aside money year after year. It is a long term process and one must calculate how much they can afford based on your current income and expenses. If you start on an amount bigger than you can afford you might end up terminating your policy before its term ends.


  1. Upon the death of a parent or guardian (natural or an accident) while the policy is still in effect, Madison shall pay an amount of 50% of the basic sum assured, for the upkeep of your child.
  2. In the event of death or total permanent disability of the life assured while the policy is in force all future premiums shall be waived and the above mentioned benefits shall be payable
  3. For additional benefits of the policy check out


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