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Professional Indemnity for doctors/Non-doctors

Overview

General Liability insurance does not protect your business against claims of professional negligence, or for failure to perform your professional duties satisfactorily.

Professional Indemnity Insurance (for doctors and non-doctors) protects the business against loss from a claim of alleged negligent acts, errors or omissions in the performance of your professional services.

Professional liability arises when a professional fails to perform a duty for the client, for example, a lawyer can fail to file a suit in court on time, or fail to register an opinion to purchase a firm. An architect on the other hand can make a mistake in supervising a building and be liable to the principal in the event of the building collapsing.

Features

The Professional Indemnity Policy covers court judgments awards, defense costs, loss of documents, fees and expenses.

This policy protects professionals from legal liability for any acts of negligence they may commit in the course their duty. The policy will provide for the costs of defending any action brought against the insured in their professional capacity.

Benefits

Under this policy, Madison will cover the insured against the following:

  • Court judgments awards
  • Defense costs
  • Fees and expenses
  • Loss of documents

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