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Product Liability

Overview

The Product Liability Insurance covers all sums that the insured shall become legally liable to pay as a result of accidental death/bodily injury, disease and property damage to third parties arising out of any defects in the products manufactured and covered under the Policy. Note that the products must have passed out of the control or actual physical custody of the insured.

Features

This cover protects mainly manufacturers from legal liability for injury to third parties or damage to third parties’ property caused by products sold, supplied, repaired, tested, altered, or serviced.

In all circumstances, negligence on the part of the insured must be proved before the policy can pay any award.

Benefits

In case of damages arising from the products manufactured by the Insured’s company Madison will cover:

  • Claimants’ costs
  • Legal defense fees
  • Product recall costs

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