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Public Liability

Overview

A business needs to protect itself from losses which may arise as a result of damages or injuries to a third party’s property.

Under this cover, we will pay the damages, legal defense fees and settlement charges that will arise when a claim is filed against the business.

Features

The Public Liability Cover protects an insured person or organization against legal liability to members of the public (third parties) arising from:

  • Death or bodily injury to third parties
  • Loss of or damage to third party property

The policy will also cover the costs of defending any suit brought against the insured (defense costs), in addition to any award that may be made against the insured by a court of law.

Benefits

The Public Liability protects an insured person or organization against their legal liability to members of the public (third parties) arising from;

  • Death or bodily injury to third parties
  • Loss of or damage to third party property

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