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Level Term Policy

Overview

This is a form of life insurance where the benefits are payable if the insured dies within a specified period/term. The purpose is to provide financial protect at a low cost.

Generally in Life Insurance, It is the oldest, cheapest and easiest form life Insurance.

Features

Those eligible are of ages 18-60 years
Policy doesn’t earn bonuses, neither does have maturity value.
The sum assured remains constant throughout the term.

Benefits

The sum assured is payable upon death of the Life assured during the term of the policy.

The Purpose is to provide financial protection in the eventuality of early death of the insured as it replaces the lost income & also for credit purposes.

Low Premium rates charged for the cover.

FAQs

1. Can the Policy be renewed after the term of the Policy?
Yes.

2. If no death within the term of the policy is there anything payable?
No. As the policy provides financial protection only, i.e. it pays the benefits if the insured dies.

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