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Burglary

Overview

Due to the great inconvenience that thieves cause, Madison Insurance has designed a Burglary Policy. This policy covers you against the ever present risk of burglary.

Features

The cover has been designed to insure against:-

  • Loss or damage to property by theft following entry and exit from the premises by forcible or violent means;
  • Damage sustained by the premises in the course of theft or attempted theft.

The cover insures furniture, fixtures and fittings, stocks, general contents, machinery and plant.

Benefits

The Cover can be extended to cover for;

  • Costs for changing locks and cost for repair of damages caused to the insured premises after an insured event up to 10 % of the total sum insured. This extension is available regardless of whether the insured is a tenant responsible for such repairs or owner of the premises.
  • Loss minimization expenses up to 10 % of the total sum insured
  • Expenses towards restoring paper files, plans, records and drawings, data and installation costs for computer programs but up to a stated limit.
  • Expenses towards clearance of debris, movement and protection up to 10 % of the loss subject to a stated limit.
  • Loss or damage to the properties of the employees of the Insured up to a stated limit.

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