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Personal Accident

Overview

Have you been involved in an accident, or a dear one, a member of your family?

Maybe not. Still, it is not something that you look forward to.

What would you do just in case it happens? In addition to rushing through traffic, and waiting for updates while waiting in a hospital lobby, you can also take the Personal Accident Cover.

Features

This is a 24hour policy that covers accidental bodily injury causing death or disability to the insured arising out of the insured perils.

Benefits

  1. Death:
  1. A beneficiary will be paid the specified limits or multiples of annual salary in case of the insured person's death.
  1. Permanent Total Disablement:
  1. Total and absolute disablement from engaging in or giving attention to an insured person's usual occupation.
  1. Medical Expenses:
  1. Include operation fees, cost of surgical appliances, dental ophthalmic or nursing home charges and traveling expenses including ambulance costs reasonably incurred by the insured as a result of injury.

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