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Fire Material Damage

Overview

Watching your property go up in flames is indeed heartrending especially if you have no recovery plan in place.

Madison Insurance has a product that is designed to enable you recover in the event of a fire.

Features

This policy will provide you with compensation for damages caused by fire to your buildings and outbuildings, stock in trade, plant and machinery, fixtures and fittings and others. The compensation is provided specifically for damages caused by:

  • Fire and Lightning
  • Explosion of Gas or Boilers used for domestic purposes
  • Earthquakes, Subsistence, Shock and landslip
  • Impact by moving objects
  • Aircrafts
  • Riots, strikes and malicious damage
  • Water damage by bursting or overflowing of water tanks, apparatus or pipes

When you take this policy, you will also enjoy the following benefits:

  • Bush fires
  • Explosions
  • Storm, tempests or floods
  • Aircraft and other aerial devices and / or articles dropped on the property
  • Impact caused by road vehicles, horses or cattle
  • Subterranean fires

In case of an accident which is covered under this policy, the insured is compensated through reimbursement or repair.

When an accident that is covered by this policy occurs, we will compensate you by either reimbursing you for the loss or by organizing for repairs to be made.

How do I get Started

  

 
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