Go Ahead, Take on the World with Madison

Prepare and protect yourself with the most affordable and extensive coverage in town.
BetterLife is Better in many ways.. .

What’s in it for you?

Cashless Treatment at over 500+ health facilities countrywide.

Dedicated Care Management Team.

Seamless Claim Settlement Process.

Get covered by the most trusted retail medical insurer.

Why Madison BetterLife is for you.

We offer a whole lot when it comes to protecting your own health and that of your loved ones.
Do not let medical emergencies weigh you down.
Prepare and Protect with our affordable and wide scope of coverage.


What's More...

  • Get Covid-19 free cover upto Kshs. 300,000 with an option to extend upto Kshs. 1, 000,000.
  • Free Pet Vaccination for Cat and/or dog maximum of two.
  • Get Free Travel Vaccines (Yellow fever & Polio).
  • Get Virtual Smart card for easy access to services.
  • Optional Ride Home after Discharge for Executive and Premier members.
  • 24-hour emergency helplines 0709 922555 and 020 2864 555.
  • KEPI & KEPI baby friendly regime of vaccines covered.
  • Regular utilization reports.
  • Optional Ride Home
  • Optional Ride Home
  • Optional Ride Home

Key Features

  • Inpatient Overall Limit from 500,000 – 5,000,000
  • Outpatient Overall Limit from 50,000 – 200,000
  • Dental Overall Limit (Within the outpatient limit) from 10,000 – 50,000
  • Optical Overall Limit (Within the outpatient limit) from 10,000 – 50,000
  • General annual checkup (Applicable for principle and spouse within the outpatient limit)
  • Maternity Benefit covering Normal, Cesarean Delivery & Related Expenses from 30,000 – 200,000

  • Outpatient Consultation
  • Laboratory Investigations and X-rays, Electrocardiograms
  • Prescribed routine laboratory tests
  • Radiology (X-ray and Ultrasound, CT Scan and MRI)
  • Radiotherapy or Chemotherapy
  • Prescription Medicines
  • Pre-existing, Declared/Newly diagnosed Chronic and recurring conditions
  • Outpatient Emergency Ambulance Services
  • Counseling Services
  • Specialist opinion on referral basis
  • Outpatient procedures eg dressing
  • Well baby clinic, Immunizations and vaccinations of children up to the age of 1.5 yrs (KEPI & baby friendly recommended)
  • Travel vaccines (Yellow fever & Polio only)
  • Circumcision for male dependant for a prevailing medical condition
  • Pre-natal, Post-natal care and ultrasounds
Note: Always refer to your policy document for more specific details

Type Inpatient Benefit bracket Unique Differentiator Ideal For
Premier Plan 3,000,000 – 5,000,000 No co-pay, Access to all Tier hospitals. Family
Executive Plan 1,000,000 – 2,000,000 Co-pay at Tier 1 hospitals only Family
Ignite Plan 500,000 – 1,500,000 No co-pay Young & Unmarried
Budget Plan 500,000 – 2,000,000 No co-pay, Restricted panel of providers Family

When buying Betterlife product, you are required to pay full annual premium before cover inception. For an alternative payment plan, call 0709 922 666.

Once you have successfully enrolled in our medical plan, you are eligible for cover for a lifetime as long as you renew your cover on time annually. Yes, we will take care of you for life. Madison Betterlife is Better.

BetterLife medical plan is tailored for a renewable period of one year, this is to allow you to make the necessary adjustments to the policy, to ensure you have adequate coverage to take care of your changing health needs.

We are always sparing a basket full of goodies for you. Keep it here to learn what’s coming your way soon.

1. Madison BetterLife Premier

Madison BetterLife Premier is the most superior plan with members enjoying the highest limits for inpatient, outpatient, dental and optical benefits. Members are free to visit any of our healthcare providers without being subjected to a co-payment. The Principal and spouse are entitled to an annual health check-up.

2. Madison BetterLife Executive

Madison BetterLife Executive allows access to all facilities at a pocket-friendly premium while offering a wide selection of benefits.

3. Madison BetterLife Ignite

Madison BetterLife Ignite is the perfect plan for a young single person. The plan allows the members to visit any of our providers without being subjected to co-payment while enjoying the convenience of using a virtual medical card.

4. Madison BetterLife Budget

Madison BetterLife Budget is an economy product whose panel of providers excludes a few hospitals and the premium is discounted. The plan can be purchased by an Individual, Family or Small and Medium Enterprises (SMEs).

Important Points to Note Before buying Madison BetterLife.

Inclusions

Exclusions

Why Madison BetterLife is for you.

We offer a whole lot when it comes to protecting your own health and that of your loved ones.
Do not let medical emergencies weigh you down.
Prepare and Protect with our affordable and wide scope of coverage.


What's More...

  • Get Covid-19 free cover upto Kshs. 300,000 with an option to extend upto Kshs. 1, 000,000.
  • Free Pet Vaccination for Cat and/or dog maximum of two.
  • Get Free Travel Vaccines (Yellow fever & Polio).
  • Get Virtual Smart card for easy access to services.
  • Optional Ride Home after Discharge for Executive and Premier members.
  • 24-hour emergency helplines 0709 922555 and 020 2864 555.
  • KEPI & KEPI baby friendly regime of vaccines covered.
  • Regular utilization reports.

Testimonials & Customer Reviews

Frequently Asked Questions

This is a medical insurance policy that brings the control back into you hands, giving you the freedom to choose your own tailored plan that fits your budget.

The Madison BetterLife medical product is tailor made to suit all healthcare needs by offering four plans designed for the following groups :- Single Persons including Youth, Families both married & single parents, Small and Medium Enterprises (SMEs).

BetterLife is all-inclusive plan providing coverage to a wide category of people. Whether you are a young person with no dependants, a married couple or a single parent. Madison Betterlife is for you.

Yes. The principal member must be between 18 – 59 years. Persons above the age of 55 years shall be required to undertake a medical examination test prior to joining.
Children- covered from birth (upon notification) up till the age of 18 years or to the age of 25 years if residing with their parents and enrolled full-time in a recognized post-secondary institution.
Disabled Children – covered from birth (upon notification) up till the child gets married/employed.

Ideally it will take 30 days from the day of cover issuance for one to access health facility for Outpatient illnesses and inpatient(non-chronic) admissions. There is however no waiting period for accident cases. Other key waiting periods include;

  • Ten months for maternity deliveries and related complications
  • One year for pre-existing, chronic and congenital conditions
  • One year for removal of fibroids, uterus, adenoids, tonsils, lipomas and repair of hernia
  • One year for optical laser treatment
  • Two years for Cancer treatment
  • Two years for organ transplant

Upon confirmation of cover, you will be furnished with an activated medical card. You can then use the medical card to seek services at any of the providers listed on our panel. You will also get policy document, cover note (detailing benefits purchased/entitled to), premium receipt and a list of accredited hospitals

Upon confirmation of cover, you will be furnished with an activated medical card. You can then use the medical card to seek services at any of the providers listed on our panel. You will also get policy document, cover note (detailing benefits purchased/entitled to), premium receipt and a list of accredited hospitals.

Yes you are elligible for cover though for maternity benefit the waiting period applies.

Yes. In patient benefit is the primary health insurance benefit that can be purchased as a stand-alone. However, the rest of the health benefits including out-patient, maternity, dental and optical cannot be purchased separately, they must ride on the primary benefit.

When buying Betterlife product, you are required to pay full annual premium before cover inception. For an alternative payment plan, call 0709 922 666.

Madison Betterlife has an established and reliable country-wide provider network that is able to meet any emergencies and other routine medical needs for all our clients. Incase of an extreme emergency case, you can call our Care Management Number 0709 922 555 for prompt assistance.

Yes, you are covered both on holiday or working for 8 consecutive weeks upon pre-authorization.