Our Fire Policy provides financial protection for property against loss or damage caused by fire, lighting or other specified perils.

This policy will not cater to:

• Explosion.
• Radioactive contamination.
• Excluded property.
• Marine.
• Bush fires.
• Earthquakes, volcanic eruptions or other acts of God or nature due to atmospheric disturbances.
• Malicious damage and explosions.
• Loss by theft during or after the occurrence of the fire.
• Riot, strike or civil commotion.
• War.

However, with the exception of war, these exclusions can be provided as extensions to the basic cover. You will be required to pay an additional premium.